Simplified Issue Life Insurance at Life

Simplified Issue Life Insurance. For simplified issue life insurance, in lieu of a medical exam, you answer a health and lifestyle questionnaire. If you only need final expense insurance, simplified issue insurance life insurance is a good option.

If you have health issues (aside from something terminal, or hiv), you may still qualify. Insurance companies can deny you for simplified issue coverage for health reasons. With simplified issue life insurance, you answer a few questions about your health and lifestyle rather than undergoing a medical exam.

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Typically, the longer is health questionnaire, the lower the premiums. Rather than submitting a lengthy application, which can sometimes run upwards of 60 questions, you’ll answer a few questions about your personal and medical history. This page will give you a good understanding of simplified life insurance (also called simplified issue life insurance)and will inform you of savings opportunities and also provide a number of other useful tips based on our publications. Affordable, flexible term life insurance at your pace.