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Life Insurance Policy No Exam. Standard life insurance policies typically require a medical exam, whereas no exam policies are term life insurance policies without a medical exam. Some insurers might offer optional riders such as one for an accidental death benefit.
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Some life insurance companies can have an approval within 24 hours. No medical exam life insurance is exactly what it sounds like — a life insurance policy that does not require the insured person to undergo a medical exam before coverage begins. 100% online or with a licensed agent.
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Ad affordable life insurance with no medical exam. No medical exam life insurance is exactly what it sounds like — a life insurance policy that does not require the insured person to undergo a medical exam before coverage begins. Standard life insurance policies typically require a medical exam, whereas no exam policies are term life insurance policies without a medical exam. That process can take some time—as much as six weeks.
