Life Insurance Marijuana at Life

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Life Insurance Marijuana. Term life insurance for marijuana users. With the legalization of marijuana in 33 states for medical or recreational use, many marijuana users are exploring life insurance options to help protect their families and investments if anything misfortune happens to them.

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Life insurance coverage for those that consume medicinal marijuana will depend primarily on the medical condition, not the amount or frequency of marijuana consumed. We are on your team and will provide confidential help! You’ll likely be required to take a life insurance medical exam, which includes giving blood and urine samples.

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Life insurance for medical marijuana, however, is approached with. Most life insurance policies require a medical exam, and as part of that exam often include a life insurance drug test. If you have a medical marijuana prescription, insurance companies will evaluate your underlying medical condition when calculating your rates, and will not discriminate against you for using medical cannabis. This type of policy has a level (or unchanging) premium with a term length anywhere from 10 to 30 years.